I was in an accident

I was in an accident this morning. For reals. I was rear ended by a guy who works as an insurance angent. There wasn't a lot of damage to either car but insurance guy wanted the police to come. They did and the guy didn't want to file a report. I didn't either. Why have the police come ouT if you don't want to file a report. Weird. I think the guy was hoping for something more.